HARP is designed specifically to help borrowers who may be ineligible for traditional refinancing due to loss of home value or because they have little (or no) equity. Like other refinancing options, with HARP you receive a completely new mortgage with new terms, interest rates and monthly payments. The new loan completely replaces your current mortgage and may lower your payment, which could help improve your monthly financial situation.

HARP may be an option if:
 You are current on your mortgage payments (and haven’t been late in the last 6 months)
 Your home value has decreased
 Your first mortgage exceeds the current market value of the home
(i.e., loan-to-value)
 Your loan is owned by Fannie Mae or Freddie Mac

To get the most up-to-date, Important Information you need, right now…click here at SOSMyMortgage.com. We have a list of Informational Material regarding Short Sales, Forecloseures, & The Things you NEED to Know.

Feel free to download this material.

For complete details on HARP eligibility and requirements, go to www.MakingHomeAffordable.com

If you’d like to know more about the Short Sale process or about The Santa Clarita Communitys, or any community in and around Santa Clarita, feel free to contact me.

I’d be happy to answer any of your questions at “NO Obligation to you.”

Cheryl Lichen-Hooper
Principal.The Lichen-Hooper Team
Keller Williams VIP Properties
25124 Springfield Court Suite 100
Valencia CA 91355
DRE #01221159

Phone: 661-964-1256
Mobile: 661-505-8102
Toll Free: 800-891-6415
Fax: 661-251-2648

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