Tag Archives: lichen hooper team

Home For Sale In Saugus: 27668 Haskell Canyon Road #B

Incredible opportunity for first time home buyer or investor!

The Lichen-Hooper Real Estate Team proudly presents their latest offering.

This is a condominium located in Saugus CA. 2 bedrooms, 1 bath with a separate vanity area and walk-in closet in the master bedroom. It is a short sale, but the property has been well kept. Located in a quiet complex, this condo also features a large patio and easy access to parking, swimming pool and amenities, and is within walking distance of the Bouquet Plaza shopping/dining center, Bouquet Canyon Park, and award winning schools. read more

Top 3 Reasons You Should Buy a Home This Year

Changes to lending guidelines hope to spur first time home buyer sales.

It’s a fact that buying real estate is one of the best investments you’ll ever make. Aside from the growth in equity that will add to your overall wealth, New loan programs for home buyershomeowners are entitled to certain tax benefits not afforded to renters.

That being said, there are new incentives available in 2015 that should give those who are “on the fence” about buying a home new reasons to consider.

1. Cost of Private Mortgage Insurance Is Dropping

Private Mortgage Insurance, or PMI, is required for certain loans obtained by home buyers using 3 percent (or less) of the purchase price of a home as a down payment. The premium is applied as a fee on top of your loan amount. Typically the cost of PMI equaled 1.35% of the total amount of the loan. The Federal Housing Administration (FHA) has recently announced they will drop the cost of PMI by nearly 38%. to .85%. This means the average home buyer can save up to $900 per year.  read more

5 Things Sellers SHOULDN’T Do If They Want To Sell Their Home

Avoiding these misguided steps may hinder how quickly, or for how much, your home sells.

1. Over price your home.Making your home appealing to buyers

This is probably the most common mistake homeowners make when having their home listed for sale. It’s important that sellers grasp the concept of Fair Market Value, and how it pertains to home sales. Pricing your home competitively will bring buyers through your door. Those who think they can list their home at a price above what comparable homes are selling for are either ignoring their agent’s advice, or are getting bad advice from their agent. Contact us to find out more about pricing your home for a quick (and profitable) sale.  read more