Category Archives: Trends in Real Estate

What is an APR, and Why Is It Different From An Interest Rate?

Understanding how your loan works can possibly save you money in the long run.

Good news! As of close of business on July 1st of this year, fixed-rate mortgage interest rested at 4.14%.interestrates

In other news, even with a perfect credit score, this will still not be the interest rate you’ll end up with for your home loan.

There are a lot of factors that go into determining how high (or low) mortgage interest rates will go. The buying and selling of Mortgage-Backed Securities make up a large part of the “cost of lending money.” The simple explanation behind Mortgage-Backed Securites (MBS) is that your loan may be sold by your lender, along with a group of other loans, to a securities broker who will bundle them and sell them on the open market to investors, who make their money either from trading, or by money brought in through payments and equity. read more

Santa Clarita Valley Home Prices Still On The Rise

Low interest rates for buyers and a solid gain in equity for sellers makes for a hot market.

Median single family home prices continued to nose upward  in the Santa Clarita Valley between January and February of 2014, according to data from the Southland Regional Home prices on the rise in Santa Clarita.Association of Realtors. The median price as of March 2014 (The last full month that statistics are available) is $462,000. This after seeing a slight dip in prices over the holiday season.

More good news for Santa Clarita home sellers!

260 homes closed escrow during the month of March. Of those, only 11 were foreclosures/bank-owned, and 19 were short sale properties. National figures show the number of “upside down” homeowners dropped over 25% since the first of the year. read more

Keller Williams New Mobil App – Download it now..A Must Have


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To connect with us, please enter the agent code KW1GZNYJA at the startup of the app or via the "My Agent" button on the main menu.  Once you’ve entered our code, you can contact us directly with questions or requests regarding any property.


Mortage Forgiveness Act to conclude at end of 2013

Late last night, Congress reached a settlement in the “fiscal cliff” negotiations. As a result, the Mortgage Forgiveness Debt Relief Act has been extended for another year. The measure will continue to exempt from taxation mortgage debt that is forgiven when homeowners and their mortgage lenders negotiate a short sale, loan modification (including any principal reduction) or foreclosure. REALTORS® should tell their clients to keep their short sales on the market and encourage them to consult with their own tax advisers about their tax situation. read more

Loan Modification Secrets

For some Homeowners in Danger of losing their home to Foreclosure, there has been a lot of Incomplete Information out there…. 

For example, many believe that a loan modification is a “cure-all” for distressed homeowners. While it is true that it can be a good option for some people, it isn’t always the best solution.

There are many more options available to homeowners. As a real estate professional with the Certified Distressed Property Expert (CDPE) designation, I have put together a list of 5 questions that anyone who is in danger of losing a home should ask before they make a decision.

If you are in need of “A Financial Life Line”…Take a look at the Resource Information on this site and download a copy of my report entitled “Loan Modification Secrets.” read more

Foreclosure Fairytale – Why a Foreclosure is devastating and the alternatives available to you.

There is a lot of misinformation out there.

I would not be surprised to find out that you have heard that a foreclosure is sometimes the best option for you. Nothing could be further from the truth.Foreclosure Fairytale

For the vast majority of homeowners out there who are in danger of losing their homes, a short sale represents a vastly superior option.

The reality is that a foreclosure is a devastating option.

As a real estate professional with the Certified Distressed Property Expert (CDPE) designation, I have put together all of the benefits of a short sale over a foreclosure in a free report that is available to anyone. read more

Top Tax, Trust & Estate Attorney in SCV speaking on 8/7/2012

Are you like most people when it comes to your “Estate Planning?”

Just Too Busy?
Don’t Think We Can Afford It?
Estate Value Is Too Low?
Our Parents Can Take Care of the Kids if Something Happens?
It’s Too Complicated and Scary to Deal With?
It’s On Our “To-Do” List……Someday?

Well “Someday” is here, and we can Help Make It Happen!

Keller Williams VIP Properties in Valencia Invites you to a “FREE EVENT” on Tuesday, August 7th, from 6:30 – 7:30 PM with One of Santa Clarita’s top Tax, Trust & Estate Attorney’s. read more

Navigate away from your Unmanageable Mortgage

In the news, there is talk of a housing recovery. Experts feel more optimistic about the state of the housing industry in America. However, if you or someone you know is one of the millions of homeowners who is stuck with a home on which you owe more than the property is worth, however, the feeling of helplessness can be overwhelming and frustrating.

More than 6 million homeowners nationwide are in some stage of foreclosure.

If this is the case with you or someone you care about, you are all too aware of the stress and uncertainty that accompanies notices of default, unwanted phone calls and offers of help that turn out to be no help at all. read more

Mortgage Rates Reach All New Historic Lows!

Home loan mortgage rates have hit a milestone as they drop to a new record low. On average, a 30 year fixed mortgage rate is currently offered at around 3.53%, with 15-year rates dropping below 3%. These rates are based on approved credit by your lender.

This means that there has never been a better time to buy a home. With rates like this, you May qualify either for a lower mortgage payment, or a higher loan amount, which allows you a greater selection of homes and price ranges to choose from. read more

Rise in New Home Sales Show Promise For Market Recovery

When the economy took a negative turn a few years ago, one of the industries hardest hit in the real estate community were new home sales. Recovery had been slow for this industry, but this year, it appears new home sales have turned a corner in the positive.

According to the Commerce Department, new home sales in April rose 3.3%, and the median selling price of a new home is up 4.9% over the previous year.  Sales are still slow compared with the boom years when they reached a rate of close to 1.4 million, but the month’s results were slightly better than expected. read more